Riding a motorcycle in Florida means freedom, but it also comes with risks. If you’ve been in a crash anywhere from Tampa to Fort Myers, one question might come up fast: Does wearing a helmet—or not—affect your ability to recover compensation? The short answer is: it can, but not always in the way you might think. At Car Accident Lawyer, we help injured riders across Florida navigate these complicated cases and protect their rights.
What Does Florida Law Say About Motorcycle Helmets?
Florida law does not require all motorcyclists to wear helmets. Riders over the age of 21 can legally ride without a helmet if they carry at least $10,000 in medical insurance coverage. Anyone under 21 must wear a helmet, no exceptions.
That said, while the law allows helmet-free riding for some, not wearing one can still affect your injury claim, depending on how your injuries occurred.
How Helmet Use Affects Injury Claims
If you weren’t wearing a helmet at the time of the crash, the insurance company may try to argue that you were partially responsible for your injuries, especially if your injuries involved your head, face, or neck. This can impact the amount of compensation you receive under Florida’s modified comparative negligence rule.
That law says your compensation can be reduced by your percentage of fault. And if you’re found to be more than 50% at fault, you may recover nothing.
But here’s the key: Not wearing a helmet doesn’t automatically make you at fault.
At Car Accident Lawyer, we’ve defended many helmetless riders and successfully argued that the cause of their injuries had nothing to do with helmet use—or that their head injuries would have happened regardless. The specifics matter.
You Still Have Rights
Even if you weren’t wearing a helmet, you can still pursue compensation for:
- Medical bills
- Lost wages
- Pain and suffering
- Property damage
- Long-term rehabilitation or permanent disability
We investigate the crash, consult with medical experts, and use Florida’s legal framework to build your strongest ca, e—whether you were helmeted or not.
Protecting Riders Across Florida
We know motorcycle cases inside and out. Our team helps riders from Naples to Brandon stand up to insurance companies who try to shift blame unfairly. We understand the stigma that often comes with motorcycle crashes, nd we don’t let it interfere with your right to compensation.
Call a Car Accident Lawyer Now
Injured in a motorcycle crash? Don’t let the helmet issue stop you from getting help. Call a Car Accident Lawyer at 813-213-4359 today for a free consultation. We’re available 24/7, and you don’t pay unless we win.
This post was written by a professional at Car Accident Lawyer. Have you been involved in an accident? Secure the expert legal representation you need with a trusted car accident attorney Largo FL. Our dedicated attorneys will take the time to review your case in detail and create personalized strategies to meet your unique circumstances.