Common Myths About Motorcycle Accident Liability

Motorcycle accidents in Florida often lead to serious injuries—and even more confusion. Who’s at fault? Can you still file a claim if you weren’t wearing a helmet? As a motorcycle accident attorney in Florida, I’ve heard just about every myth out there. So let’s clear up some common misconceptions that could affect your case.

Myth #1: The Motorcyclist Is Always at Fault

This one comes up a lot, and it’s just not true. While some people assume motorcyclists are reckless by nature, the data often tells a different story. In many crashes, it’s the car or truck driver who was speeding, distracted, or failed to yield. Don’t let unfair bias stop you from asserting your rights.

Myth #2: You Can’t File a Claim If You Weren’t Wearing a Helmet

Florida law allows riders over 21 to go without a helmet if they carry the proper insurance. Not wearing one doesn’t automatically disqualify you from a personal injury claim. However, it could affect the outcome if your injuries involve head trauma. Even then, a skilled motorcycle accident attorney in Florida can argue for fair compensation.

Myth #3: If You Didn’t Have Motorcycle Insurance, You Have No Legal Options

While insurance helps, not having it doesn’t mean you’re out of luck—especially if someone else caused the crash. Florida follows a comparative negligence system, meaning you can still recover damages even if you were partially at fault or uninsured. You just need to understand how the process works.

Myth #4: It’s Better to Settle With the Insurance Company Quickly

Insurance companies are businesses. Their goal is to pay out as little as possible. That fast settlement offer might seem tempting, especially if you’re facing medical bills, but it likely won’t cover the long-term impact of your injuries. Always speak to an attorney before signing anything.

Myth #5: Motorcycle Accident Claims Are the Same as Car Accident Claims

They’re not. Motorcycle accidents often involve different injuries, different insurance issues, and different types of liability. That’s why it’s important to work with someone who understands the unique challenges motorcyclists face.

If you’ve been injured and don’t know what’s true and what’s just noise, Attorney Kevin Sullivan can help. Call (813) 598-4868 to get straight answers and experienced legal guidance from someone who knows how Florida law works.

This post was written by a professional at Kevin L. Sullivan II. Attorney Kevin L. Sullivan II is your car accident attorney Tarpon Springs FL, and the best personal injury attorney near you for LeavenLaw. Kevin is proud to serve Florida accident victims that have been injured in auto accidents, motorcycle accident, slip and falls or have suffered any other type of injury caused by negligence. Kevin offers a FREE no-obligation consultation to discuss your claim. There are NO upfront fees or costs and if he does not collect for you, you do not owe him anything.

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